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Tranched

Privacy Policy

Introduction


Last Modified: January 8, 2026


Welcome to Tranched Global Ltd's privacy policy. Tranched respects your privacy and is committed to protecting your personal data. This privacy policy explains how we collect, use, and safeguard your personal data when you use our blockchain-powered securitization platform, visit our website, or interact with us.

We are the controller and responsible for your personal data. Please read this privacy policy carefully.

If you have any questions about this privacy policy or our privacy practices, please contact us at contact@tranched.fi. You have the right to make a complaint at any time to the Information Commissioner's Office (ICO), the UK regulator for data protection issues (www.ico.org.uk). We would, however, appreciate the chance to deal with your concerns before you approach the ICO.

Tranched uses all personal data that you provide to us or that we collect from you in accordance with all applicable laws, including UK General Data Protection Regulations (UK GDPR) and Data Protection Act 2018.

Who we are


Tranched Global Ltd is a private limited company registered in England and Wales.

Contact Information:

For the purposes of the UK General Data Protection Regulation ("UK GDPR"), Tranched Global Ltd is the data controller responsible for your personal data.

Personal data we collect


We may collect, use, and store different kinds of personal data about you, grouped as follows:

  • Identity Data: Name, title, date of birth, nationality, gender, identification documents (passport, driving licence), ID photos or verification images, tax identification numbers.

  • Contact Data: Email address, telephone numbers, registered address, billing address.

  • Financial Data: Bank account and payment card details, source of wealth, financial institution information, credit history.

  • Transaction Data: Details about securitization transactions, loan-level data, investment details, cash flow and waterfall distribution data, payment history.

  • Blockchain and Wallet Data: Blockchain wallet addresses, public blockchain transaction data, smart contract interactions, token holdings and transfers, Web3 wallet connection data.

  • Technical Data: IP address, login data, browser type and version, time zone setting, operating system and platform, device information.

  • Usage Data: Information about how you use our Platform and Services, including pages visited, features accessed, and interaction patterns.

  • Profile Data: Username and password, account preferences, investor classification information, professional experience and qualifications.

  • Marketing and Communications Data: Your preferences in receiving marketing from us and your communication preferences.

  • Job Application Data: CV/resume, cover letter, references, and information you provide during the recruitment process.

We do not routinely collect sensitive personal data (such as information about race, ethnicity, religious beliefs, health, or political opinions). If you provide sensitive data, we will only use it in accordance with applicable law.

How we collect your personal data


We collect data in the following ways:

  • Direct interactions: You provide data when you register for an account, use our Services, complete forms, undergo KYC/AML verification, contact us, apply for jobs, or subscribe to our publications.

  • Automated collection: We automatically collect Technical and Usage Data when you visit our Website or use our Platform.

  • Third parties: We receive data from identity verification service providers, blockchain analysis services, credit reference agencies, business partners, professional advisors, and publicly available sources (such as Companies House, sanctions lists, and regulatory databases).

  • Our clients: Where you are a stakeholder in a company using our Platform, that company may provide us with your data to administer their records. In such cases, the company is the data controller and we are the data processor.

How we use your personal data


We will only use your personal data when the law allows us to. Most commonly, we use your personal data in the following circumstances:

To perform our contract with you, including to:

  • Provide access to and functionality of the Platform

  • Execute securitization transactions and smart contract operations

  • Process payments and manage subscriptions

  • Generate reports and provide customer support

To comply with legal obligations, including to:

  • Conduct KYC, AML, and counter-terrorism financing checks

  • Meet financial services regulatory requirements

  • Respond to legal requests and comply with regulatory obligations

  • Fulfill record-keeping requirements

For our legitimate interests, including to:

  • Prevent fraud, security threats, and illegal activities

  • Improve and develop our Platform and Services

  • Conduct data analytics and research

  • Ensure network and information security

  • Administer our business and enforce our terms

  • Deliver relevant content and measure advertising effectiveness

  • Share updated information with companies you are a stakeholder in


With your consent, including for:

  • Marketing communications

  • Certain cookies


You may withdraw consent at any time without affecting the lawfulness of processing before withdrawal.

Who we share your personal data with


We may share your personal data with:

  • Service providers: Cloud infrastructure providers, KYC/AML service providers, blockchain analytics services, data hosting providers, CRM platforms, communication service providers, cybersecurity and fraud prevention services.

  • Business partners: Co-investors, trustees and servicers, financing partners, credit rating agencies, auditors.

  • Professional advisors: Legal counsel, accountants, consultants.

  • Regulatory authorities: Financial regulators (e.g., FCA), law enforcement, tax authorities, courts, and other governmental bodies.

  • Our clients: Where you are a stakeholder in or user/admin of a company using our Platform, we share relevant data with that client.

  • Corporate transactions: In the event of a merger, acquisition, or sale of assets, your data may be transferred to relevant third parties, subject to confidentiality obligations.

  • With your consent: For any other purpose with your explicit consent.


We ensure all third parties are bound by appropriate data protection obligations and only process your data in accordance with our instructions and applicable law.

International data transfer


Your personal data may be transferred to and processed in countries outside the United Kingdom and European Economic Area (EEA), including the United States. When we transfer data outside the UK or EEA, we ensure appropriate safeguards are in place, including:


  • Standard Contractual Clauses (SCCs) approved by the European Commission or the UK International Data Transfer Agreement/Addendum

  • Adequacy decisions

  • Additional technical and organizational security measures


You may request copies of these safeguards by contacting us at legal@tranched.fi.

Data security


We implement appropriate technical and organizational security measures to protect your personal data, including:


  • Encryption of data in transit and at rest

  • Access controls and authentication mechanisms

  • Regular security assessments

  • Employee training on data protection

  • Incident response procedures

  • Network security and monitoring


However, no method of transmission over the internet is 100% secure. While we strive to protect your personal data, we cannot guarantee absolute security. You are responsible for maintaining the security of your account credentials and wallet private keys.

Data retention


We retain your personal data only as long as necessary for the purposes for which it was collected or as required by law:


  • Active relationship: Throughout our business relationship with you

  • Post-relationship: Generally 5-10 years, depending on the type of data

  • Securitization transaction data: Up to 10 years to comply with financial record-keeping requirements

  • Legal claims: Extended retention if necessary

  • Marketing data: Until you withdraw consent or 3 years of inactivity

  • Job applications: 2 years from submission


After retention periods expire, we will securely delete or anonymize your personal data.

Cookies


We use cookies and similar tracking technologies on our Website.


What Are Cookies?

Cookies are small text files stored on your device when you visit our Website. They help us recognize your device and remember your preferences.


Types of Cookies We Use

  • Strictly Necessary Cookies: Essential for the Website to function. Cannot be disabled.

  • Performance and Analytics Cookies: Collect information about how you use our Website to help us improve performance and user experience.

  • Functional Cookies: Remember your choices and preferences and provide enhanced features.


Managing Cookies

You can control cookies through your browser settings. Disabling certain cookies may impact Website functionality.

For more information about cookies, visit www.allaboutcookies.org.

Marketing communication


With your consent or as permitted by law, we may send you marketing communications about our Services and updates.


Opt-out: You may opt out at any time by:

  • Clicking "unsubscribe" in any marketing email

  • Contacting us at contact@tranched.fi

  • Adjusting preferences in your account settings


Opting out will not affect transactional and service-related communications.

Change to this privacy policy


We may update this privacy policy from time to time. We will notify you of material changes by posting the updated policy on this page with a new "Last Modified" date and, where appropriate, by email notification.

Your continued use of our Services after changes become effective constitutes acceptance of the revised policy.

Contact information


For questions, concerns, or requests regarding this privacy policy, contact us:


Tranched Global Ltd

  • Email: contact@tranched.fi

  • Postal Address: 71-75 Shelton Street, London, England, WC2H 9JQ, United Kingdom

  • Company Number: 15371382